Card offer75,000 UR points
Chase Sapphire Preferred — 75,000 UR points
$5,000 in 3 months · 95 annual fee · Chase 5/24 rule applies
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Travel Point · Weekly Kickoff · Tuesday, October 27, 2026
Transfer Amex Membership Rewards to Air France-KLM Flying Blue before October 31, 2026 to lock in the 25% bonus if you have any Europe or partner business-class trip in mind.
8live deals verified against two sources
0deadlines inside the next 7 days
0restaurants badge-verified for the Amex Resy credit · checked Sep 15
20editions published · twice weekly
Weekly Kickoff · Tuesday, October 27, 2026
1 / 5
Card offer100,000 UR points
Chase Sapphire Reserve — 100,000 UR points
$6,000 in 3 months · 795 annual fee · Chase 5/24 rule applies
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Targeted card offerUp to 100,000 MR points
Amex Gold — Up to 100,000 MR points
$8,000 in 6 months · 325 annual fee · Varies by applicant; once-per-lifetime bonus rule
Targeted card offerUp to 175,000 MR points (ceiling, not guaranteed)
Amex Platinum — Up to 175,000 MR points (ceiling, not guaranteed)
$12,000 in 6 months · 895 annual fee · Varies by applicant; once-per-lifetime bonus rule
Card offer60,000 ThankYou points
Citi Strata Premier — 60,000 ThankYou points
$4,000 in 3 months · 95 annual fee · Blocked if you've ever held a Strata Premier/Citi Premier account (single-sourced, confirm with Citi)
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Cards
The welcome offers worth the spend, then the credits you already own and should use before they lapse.
Offers worth the spend 8 open
| Card | Bonus | Spend | Fee | Ends | Apply |
|---|---|---|---|---|---|
| Chase Sapphire PreferredpublicChase | 75,000 UR points | $5,0003 months | 95 | — | Apply ↗ |
| Chase Sapphire ReservepublicChase | 100,000 UR points | $6,0003 months | 795 | — | Apply ↗ |
| Amex GoldtargetedAmex | Up to 100,000 MR points | $8,0006 months | 325 | — | Apply ↗Rates & FeesTerms apply. |
| Amex PlatinumtargetedAmex | Up to 175,000 MR points (ceiling, not guaranteed) | $12,0006 months | 895 | — | Apply ↗Rates & FeesTerms apply. |
| Citi Strata PremierpublicCiti | 60,000 ThankYou points | $4,0003 months | 95 | — | Apply ↗ |
| Capital One Venture XpublicCapital One | 75,000 miles | $4,0003 months | 395 | — | Apply ↗ |
| Bilt PalladiumpublicWells Fargo/Bilt | 50,000 points + Gold status + $300 Bilt Cash | $4,000 non-housing90 days | 495 | — | Apply ↗ |
| Capital One Venture X BusinesstargetedCapital One | Up to 300,000 miles + $1,000 travel credit | not fully confirmedlimited-time | — | — | Apply ↗ |
Chase Sapphire Preferred: Chase 5/24 rule applies
Chase Sapphire Reserve: Chase 5/24 rule applies
Amex Gold: Varies by applicant; once-per-lifetime bonus rule
Advertiser disclosure: we may earn a commission if you apply for a card through the links on this page. It never affects which cards we show or what we say about them. How this works
Credits to use
Amex PlatinumResy statement creditEnrollment required; resets quarterly, does not roll over
$100/quarterby Dec 31
Amex Platinumlululemon statement creditEnrollment required; resets quarterly, does not roll over
$75/quarterby Dec 31
Amex PlatinumUber CashUnused amount expires monthly
$15/month (+$20 Dec bonus)
Amex GoldDining creditGrubhub/Seamless, Cheesecake Factory, Five Guys, Buffalo Wild Wings, Wonder -- Goldbelly and Wine.com dropped ~July 2026
$10/month
What a point is worth
Cents per point, from the one table used for every dollar figure on this site. Arrows mark programs that moved 0.1¢ or more since the last edition.
Every rate above comes from the rates PointsUser publishes, September 2026. Nothing on this site uses a different number.
Moved this edition
Chase Ultimate Rewards1.8¢ → 2.05¢
TPG Aug 2026 estimate
Amex Membership Rewards1.8¢ → 2¢
TPG Aug 2026 estimate
World of Hyatt1.55¢ → 1.75¢
NerdWallet/CardCurator Oct 2026 estimates, range 1.7-1.8
American AAdvantage1.4¢ → 1.7¢
NerdWallet 2026 roundup
Southwest Rapid Rewards1.3¢ → 1.4¢
NerdWallet 2026 roundup
Read the full edition
Tuesday, October 27, 2026 — Weekly Kickoff
Hey there! It's your weekly points-and-miles check-in — everything that's live right now for turning Amex and Chase balances into premium cabins, award-winning tables, and hotel rooms you'd never pay cash for. Let's get into it.
✈️ WHAT'S HOT — ACT FAST
1. Amex Membership Rewards → Air France-KLM Flying Blue, 25% transfer bonus — ends October 31, 2026. That's this week. 1,000 MR becomes 1,250 Flying Blue miles. You must already be enrolled in Flying Blue before you transfer. This is the best MR transfer bonus live right now and it's gone in four days. 2. Citi ThankYou → Cathay Pacific Asia Miles, 10% bonus — through November 14, 2026. 1,000 TY becomes 1,100 Asia Miles. Open to Citi Strata Elite, Strata Premier, Prestige, and AT&T Access More cardholders. 3. Southwest Companion Pass is being restructured for 2027 (not urgent today, but worth knowing): qualifying points retire after December 31, 2026. From 2027, Companion Pass ties to a new Tier Qualifying Points system (Silver 35K TQP/25 flights, Gold 65K/50 flights, Platinum 140K/100 flights for unlimited use). A pass earned under the current rules in 2026 stays valid through December 31, 2027, and a qualifying card approved by December 2, 2026 still counts even if you finish the spend in early 2027 — so if you're chasing the Companion Pass the old way, this is your window.
💱 TRANSFER BONUSES LIVE RIGHT NOW
| From | To | Bonus | Window | Source |
|---|---|---|---|---|
| Amex Membership Rewards | Air France-KLM Flying Blue | 25% | Transfer by Oct 31, 2026 | Doctor of Credit, Prince of Travel, One Mile at a Time, AwardWallet |
| Citi ThankYou | Cathay Pacific Asia Miles | 10% | Oct 25 – Nov 14, 2026 | Frequent Miler, One Mile at a Time |
No live Chase Ultimate Rewards, Capital One, or Bilt transfer bonuses were confirmed this week against two independent sources — a Chase UR → Marriott 70% bonus did run recently but ended Oct 15, and a reported Amex MR → Marriott 35% bonus could not be confirmed (single source, and a live offer tracker showed nothing current), so we're leaving both out.
🏨 HOTEL PROMOTIONS
| Program | Promo | Stay Dates | Bonus | Register |
|---|---|---|---|---|
| Marriott Bonvoy | Fall Global Promo | Sep 22 – Nov 22, 2026 | 1,500 pts/paid stay (2+ nights); +3,000 at resorts, up to 4,500/stay | Register by Nov 13 at marriottbonvoy.com/MoreAtResorts |
| Hilton Honors | More Points to Play | Oct 15 – Dec 31, 2026 | 3,000 pts at luxury/lifestyle/resort/all-inclusive properties; 1,000 pts elsewhere (doesn't count toward elite nights) | Register before checkout at hiltonhonors.com |
| World of Hyatt | Fall Bonus Journeys | Sep 29 – Dec 15, 2026 | 3,000 pts per 3 nights, up to 36,000, from your first stay — award stays count too | Register at hyatt.com/bonusjourneys |
| IHG One Rewards | Fall Promo | Oct 1 – Dec 31, 2026 | 2x points on stays from your 2nd on; 3x if booked via the IHG app | ihg.com — registration window is disputed between sources (Sep 30 vs Dec 31), confirm in-app before relying on it |
🛫 AIRLINE SWEET SPOTS
- Qatar Airways Qsuites, DFW → Doha, business class: 70,000 AAdvantage miles one-way, with no fuel surcharges passed through (roughly $6 in taxes). Award space has tightened for last-minute bookings — plan ahead.
- JAL business class to Tokyo: ~75,000 AAdvantage miles one-way (sources range 60,000–75,000 depending on route/cabin; using the conservative figure). Still American's best surcharge-free way into Asia business class.
- From DFW on Aeroplan's fixed partner chart (verified against our database Sep 8, 2026 — award charts move slowly, but confirm live pricing before booking): business class to Europe (London, Paris, Rome, Madrid, Zurich, and more) runs 75,000 miles one-way; business class to Japan (Tokyo, Osaka) runs 85,000 miles one-way.
- Park Hyatt-grade redemptions, per Hyatt's current chart: Park Hyatt Kyoto and Park Hyatt Paris each run 15,000 points/night (60,000 for 4 nights); Park Hyatt Tokyo runs 30,000 points/night (120,000 for 4 nights) — that's the "Lost in Translation" hotel, a cash rate north of $700/night, for a balance a lot of Chase/Amex transfers can cover in one shot.
💳 CREDIT CARD DINING & TRAVEL CREDITS
- Amex Platinum: $100/quarter Resy statement credit + $75/quarter lululemon statement credit. Both require enrollment and reset every calendar quarter — use Q4's allotment before December 31 or it's gone. Also $15/month Uber Cash ($20 bonus in December, $200/year total), separate from any Uber One credit.
- Amex Gold: $10/month dining credit — note: Goldbelly and Wine.com were dropped from the partner list around July 1, 2026; it now covers Grubhub/Seamless, The Cheesecake Factory, Five Guys, Buffalo Wild Wings, and Wonder. Also $10/month Uber Cash.
- Chase Sapphire Reserve: the $300 dining credit is annual, split into two semiannual periods (not quarterly, despite how it's sometimes described) — pay with your card at a listed restaurant, no reservation required. Chase overhauled the restaurant list in July 2026 (net change reported as roughly 91 added / 64 removed); Las Vegas's list was hit hardest. Check the current list before you go. Also $35/month DoorDash credit plus a free DashPass, active through Dec 31, 2029 per current terms.
- Amex Offers this week: nothing broadly public was confirmed — what's out there (Marriott stay credits, a $250-for-$1,250 Waldorf Astoria/Conrad/LXR offer running through Nov 30) is targeted and will vary by cardholder. Check your own Offers tab in the Amex app.
🍽️ DINING CREDITS BY CARD
| Card | Credit | Amount / Period | Where it works | Enroll? | Notes |
|---|---|---|---|---|---|
| Marriott Bonvoy Brilliant (Amex) | Monthly dining credit | Up to $25/mo ($300/yr) | Restaurants worldwide | Yes | Doesn't roll over — use it monthly. $650 annual fee. |
| Hilton Honors Aspire (Amex) | Semiannual resort credit | $200 x2/year | Hilton resort properties broadly (dining, spa, room charges) | Varies | Not restaurant-specific — a resort credit that happens to cover dining. Plus a separate $50/quarter flight credit. $550 annual fee. |
| Citi Strata Elite | Splurge Credit | $200/year, flexible category | Any eligible category, including dining | Likely yes | $595 annual fee. |
| Citi Strata Elite | Citi Nights | 6x ThankYou points | Restaurants, Fri/Sat/Sun 6pm–6am ET | No | This is a bonus earn rate, not a statement credit. |
| Chase Sapphire Reserve | DoorDash credit | $35/mo ($420/yr) + free DashPass | DoorDash orders | Yes, activation required | Runs through Dec 31, 2029 per current terms. |
| U.S. Bank Altitude Reserve | Real-Time Rewards credit | $325/year | Any dining merchant via the Real-Time Rewards redemption flow | No enrollment, but must use that flow | One source suggests this card may be closed to new applicants since May 2026 — verify before applying. |
| Bilt (legacy Mastercard, closed to new applicants since Feb 2026) | Dining multiplier — not a credit | 3x base + up to 5x via Bilt Dining network = 8x total (11x on Rent Day, the 1st) | 20,000+ Bilt Dining network restaurants | Must link card in Bilt Wallet | New Bilt applicants get Blue/Obsidian/Palladium instead, which stack a smaller base rate with the same Bilt Dining bonus. |
| Wells Fargo Autograph Journey | 3x points on dining — earn rate, not a credit | 3x dining / 4x airlines / 5x hotels | Dining purchases generally | No | $95 annual fee, partly offset by a separate $50 airfare credit. |
We could not confirm a dining credit on Capital One Venture X this run — older coverage suggests Venture X lost its Priority Pass restaurant-credit benefit years ago and nothing has restored it — so it's left off this table rather than guessed at. Same for Amex Business Gold/Business Platinum: no current US-specific dining credit turned up in research (some non-US market perks exist but don't apply here).
💰 CARD OFFERS WORTH THE SPEND
| Card | Issuer | Bonus | Min Spend | Window | Annual Fee | Public or Targeted |
|---|---|---|---|---|---|---|
| Chase Sapphire Preferred | Chase | 75,000 UR points | $5,000 | 3 months | $95 | Public |
| Chase Sapphire Reserve | Chase | 100,000 UR points | $6,000 | 3 months | $795 | Public |
| Amex Gold | Amex | Up to 100,000 MR points | $8,000 | 6 months | $325 | Varies by applicant |
| Amex Platinum | Amex | Up to 175,000 MR points (ceiling, not guaranteed — Amex's own terms say some applicants won't qualify for the top figure) | $12,000 | 6 months | $895 | Varies by applicant |
| Citi Strata Premier | Citi | 60,000 ThankYou points | $4,000 | 3 months | ~$95 | Public |
| Capital One Venture X | Capital One | 75,000 miles | $4,000 | 3 months | $395 | Public |
| Bilt Palladium | Wells Fargo/Bilt | 50,000 points + Gold status + $300 Bilt Cash | $4,000 non-housing spend | 90 days | $495 | Public |
| ~~Capital One Venture X Business~~ | Capital One | Up to 300,000 miles + $1,000 Capital One Business Travel credit | Not fully confirmed | Limited-time | — | Business card — most readers can't apply; listed for completeness only |
Eligibility traps:
- Chase 5/24: 5+ new personal credit cards (any bank) in the trailing 24 months and Chase auto-denies Sapphire Preferred/Reserve, whatever the offer says.
- Amex once-per-lifetime: You can only ever earn the welcome bonus on a given Amex card once — even years after closing it.
- Citi Strata Premier: current wording appears to block the bonus if you've ever held a Strata Premier or Citi Premier account — stricter than the old 48-month rule. This is single-sourced (dated Sept 23, 2026), so confirm with Citi before assuming you're excluded.
- Capital One Venture X: 48-month rule — no new bonus if you earned one on this card in the last 4 years.
🍴 DINING CITY SPOTLIGHT: Dallas, NYC, LA, Chicago & Miami
*Resy-credit ✅ badges below come straight from Thom's Firestore `spots` database. That data was last checked Sept 9–15, 2026 — six weeks old, so treat the ✅ status as "as of mid-September 2026" rather than live-today, and re-check on Resy before relying on it for a specific reservation. The "Qualifies for Resy Credit" badge is required for the Amex Platinum $100/quarter Resy credit — being bookable on Resy is not the same as qualifying.*
Dallas (DFW) — Thom's hometown pick, every edition.
- Lucia ✅ — Michelin Bib Gourmand, and on the Resy-credit list.
- MIRADOR ✅ — Resy-credit qualifying.
- Lyla ✅ — Resy-credit qualifying.
- Mister Charles — Michelin Selected and on the Chase Sapphire Reserve dining list, but not tracked on Resy in our database — book direct.
New York City — the deepest bench of the five, and nearly everything on Resy here qualifies.
- Eleven Madison Park ✅ — Michelin 3-star, Resy-credit qualifying.
- Jean-Georges ✅ — Michelin 2-star, Resy-credit qualifying.
- Daniel ✅, Crown Shy ✅, Torrisi ✅, Jeju Noodle Bar ✅ — all Michelin 1-star and Resy-credit qualifying.
- Cosme ✅, Carbone ✅, Via Carota ✅ — Michelin Selected, Resy-credit qualifying.
Los Angeles — thin coverage in our database this week (only 3 tracked Resy venues), so take this one city's picks as a starting point, not a full survey.
- Camphor ✅ — Michelin Selected, Resy-credit qualifying. The other two tracked LA venues (La Dolce Vita, Found Oyster) do not currently qualify for the credit.
- For broader LA Michelin options (Providence 3-star, Somni 3-star, n/naka 1-star, Mélisse 2-star), check Resy's credit badge directly — our database doesn't yet track their credit status.
Chicago
- Galit ✅ — Michelin 1-star, Resy-credit qualifying.
- Monteverde Restaurant & Pastificio ✅, Gilt Bar ✅ — both Michelin Bib Gourmand, Resy-credit qualifying.
- Au Cheval ✅ — not Michelin-listed but a legendary Chicago burger spot, Resy-credit qualifying.
Miami
- Boia De ✅ — Michelin 1-star, Resy-credit qualifying.
- Palma ✅, Bistro Ocho ✅ — Michelin Selected, Resy-credit qualifying.
- L'Atelier de Joël Robuchon Miami — Michelin 2-star, not currently tracked on Resy in our database — book direct.
📊 VALUATION CHANGES
Current best-estimate valuations (The Points Guy, August 2026; NerdWallet/CardCurator, October 2026) compared against our standing reference set:
| Program | Reference | Current estimate | Change |
|---|---|---|---|
| Chase Ultimate Rewards | 1.8¢ | ~2.05¢ | +0.25¢ |
| Amex Membership Rewards | 1.8¢ | ~2.0¢ | +0.2¢ |
| World of Hyatt | 1.55¢ | ~1.7–1.8¢ | +0.15–0.25¢ |
| American AAdvantage | 1.4¢ | ~1.7¢ | +0.3¢ |
| Southwest Rapid Rewards | 1.3¢ | ~1.4¢ | +0.1¢ |
| Citi ThankYou | 1.9¢ | ~1.9¢ | No change |
| Marriott Bonvoy | 0.8¢ | ~0.8¢ | No change |
| Hilton Honors | 0.5¢ | ~0.45–0.5¢ | No change |
| Delta SkyMiles | 1.2¢ | ~1.2¢ | No change |
Take the moving numbers with a grain of salt — valuation estimates vary by methodology and redemption path (a premium-cabin sweet spot skews the average up), and we only had single-pass confirmation on several of these this week. The direction (several transferable and airline currencies trending up) is the more reliable signal than the exact decimal.
📋 POINTS VALUE CHEAT SHEET
| Program | Value (cents/point) |
|---|---|
| Chase Ultimate Rewards | ~2.05 |
| Amex Membership Rewards | ~2.0 |
| Citi ThankYou | ~1.9 |
| World of Hyatt | ~1.7–1.8 |
| American AAdvantage | ~1.7 |
| Southwest Rapid Rewards | ~1.4 |
| Delta SkyMiles | ~1.2 |
| Marriott Bonvoy | ~0.8 |
| Hilton Honors | ~0.45–0.5 |
🎯 THIS WEEK'S MOVE
If you're sitting on Amex Membership Rewards and have any Europe or long-haul partner business-class trip on your radar, transfer to Air France-KLM Flying Blue before October 31 to lock in the 25% bonus — it's the best MR transfer multiplier live right now and it disappears in days. Make sure you're already enrolled in Flying Blue first; enrollment is free and instant.
*Prices, bonuses, and award availability change constantly — verify every offer directly with the issuer, program, or venue before you book or apply. This newsletter is independent and not affiliated with any bank, airline, or hotel program mentioned above.*
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